The other driver’s insurance company will attempt to settle the claim directly with you. If you’re unrepresented, it’s important to remember that they have knowledge, experience, they’re sophisticated. There may be things that you may be entitled to receive in the form of compensation and not even be aware of it.
Insurance companies are not in the business of giving away money. If you settle a case directly, you do so at your own peril. Once you sign a release, your case is concluded. And for that reason, it’s important to remember that you should hire an attorney or at least speak to one to understand what your rights are and to make sure that you have your full damages covered in a loss.